Motorcycle Insurance
There's 3 essentials for feeling truly free on your ride:
- A super cool motorcycle helmet
- A good jacket and foot protection
- A bulletproof motorcycle insurance policy for you and your passenger!
Whether you’ve got the ride of your dreams, or your saving up, there’s only one way to enhance that feeling of exhilaration; of leaving all of your worries behind you; of that sense of freedom you get from contact with the road...
...Riding your motorcycle requires great and affordable protection.
Motorcycle Insurance: Do You Really Need it?
Owning a motorcycle can be one of the most exhilarating things in life, but according to the National Safety Council, a motorcycle accident that causes serious bodily injury happens every 6 minutes.
Motorcycle theft is on the rise—and only 20-25% of motorcycles that are stolen are ever found.
80% of all motorcycle crashes result in a fatality, which is a startling reminder why complete protection is essential if you are a motorcycle owner.
If you think motorcycle insurance is “wasted” expense, think again: Insurance is more about managing your risks above any other consideration. All it takes is one accident to drain your savings or your ability to pay medical expenses for yourself or someone else you’re responsible for.
We are here to make sure you have the right coverage for your motorcycle needs, and that means we will do our best to get you the best coverage for the most reasonable cost.
We’ve been doing this for a long time and know lots of ways to save and even more ways to protect you and avoid any dangerous insurance gaps.
What are your coverage options?
There are mandatory minimums, of course, but you may wish to consider other options on your bike, which are reasonably priced extras that can give you more comprehensive coverage, and better peace of mind, including:
- Additional liability coverage: By purchasing both liability insurance for others and uninsured motorist coverage at higher limits, you will greatly reduce the risk of financial loss to yourself.
- Roadside assistance: Roadside assistance pays for jumps, gas, or towing your bike home or to the nearest facility.
- Bike accessories: covers replacement or repairs on any expensive customizations and personalization's you’ve added onto your motorcycle.
- Total loss insurance: pays to replace your bike—not just the fair market value, which is usually lower than what you actually paid for the bike—but an entirely new ride.
- Rental vehicle coverage: is something you may wish to consider if you’re planning a long road trip, or you often ride far from home—you can transport a break down yourself, rather than pay excessive tow charges.
- Trip interruption coverage: helps pay for lodging, food and a substitute vehicle when a mechanical breakdown or a covered loss occurs more than 100 miles from home.
- On road insurance for off road vehicles: covers your dirt bike or ATV on the road—we consider this essential, and very affordable.
- And Many More that are offered to qualifying individuals!
When you need the best motorcycle insurance
You can trust our team when you need to make a decision on insurance for your motorcycle. We have many A+ rated insurance carriers we can shop with, to make sure you get the very best Motorcycle Insurance and the lowest premiums. We also offer a number of insurance discounts, such as:
- Reduced fees for Harley Davidson motorcycles
- LoJack discount
- Safety course discount
- Motorcycle endorsement discount
- Bundles with your Motorcycle!