Boating Insurance

Getting out on the water in your boat, jet ski, or other watercraft is likely one of your favorite places to be. But owning a boat can increase liability risks (even when you’re on dry land.)

Let’s make sure your “financial boat” doesn't sink should you hit any unforeseen crosswinds or rough water.

… Maybe, if it’s just parked out in your driveway.

The fact is, homeowner’s policies usually place numerous restrictions on boat owners depending on the size, horsepower, and damage coverage you expect.

In other words, if you don't carry a specific boat insurance policy, you are probably underinsured, which can make for troubled waters if you lose control of your craft, sustain damage or sink, or a guest causes an accident.

We provide insurance for the following types of boats and personal watercraft:

• Runabout
• Mini Jet Boat
• Sailboat
• Pontoon
• House Boat
• Cabin Cruiser
• Other Fishing Boat
• Bass Boat
• Many others, let’s talk!

The most important thing we cover are the things that are important to you. Typical coverages should include:

• Personal liability
• Boat
• Motor
• Trailer
• Medical and physical damage perils

We also work with carriers who provide multiple boat insurance discounts, which reduces the cost but gives you the exact same high-quality coverage. Here are just a few ways you may be able to save, including if you ...

• Own your home
• Have idle assisted steering installed
• Insure multiple vessels
• Bundle! Bundle! Bundle!
• Original owner of the Boat
• Pay your policy in full each year
• Have a clean driving record
• Have a safety course certification

There are even MORE ways to save on boat insurance, but the only way to truly determine the best policy for you is for us to have a quick chat.

Give us a call today!