Boating Insurance What floats your boat? Getting out on the water in your boat, jet ski, or other watercraft is likely one of your favorite places to be. But owning a boat can increase liability risks (even when you’re on dry land.)Let’s make sure your “financial boat” doesn't sink should you hit any unforeseen crosswinds or rough water. Does homeowner's insurance cover your boat? … Maybe, if it’s just parked out in your driveway.The fact is, homeowner’s policies usually place numerous restrictions on boat owners depending on the size, horsepower, and damage coverage you expect.In other words, if you don't carry a specific boat insurance policy, you are probably underinsured, which can make for troubled waters if you lose control of your craft, sustain damage or sink, or a guest causes an accident. What boat insurance covers—and what’s optional... We provide insurance for the following types of boats and personal watercraft:RunaboutMini Jet BoatSailboatPontoonHouse BoatCabin CruiserOther Fishing BoatBass BoatMany others, let’s talk!The most important thing we cover are the things that are important to you. Typical coverages should include:Personal liabilityBoatMotorTrailerMedical and physical damage perils Boat insurance discounts spoken here We also work with carriers who provide multiple boat insurance discounts, which reduces the cost but gives you the exact same high-quality coverage. Here are just a few ways you may be able to save, including if you ...Own your homeHave idle assisted steering installedInsure multiple vesselsBundle! Bundle! Bundle!Original owner of the BoatPay your policy in full each yearHave a clean driving recordHave a safety course certificationThere are even MORE ways to save on boat insurance, but the only way to truly determine the best policy for you is for us to have a quick chat.Give us a call today!