43700 17th Street West, Suite #101,
You have to ask yourself…
What would happen if "The Big One" struck today. Are you confident in your Homeowners Insurance policy that your entire home, family, and treasured belongings are covered? Would you be required to pay all, some, or most of the repairs?
These questions are crucial, because you can’t get insurance after a disaster strikes—and that can happen at anytime. More importantly, when you're facing a crisis, you’ll feel relieved knowing 2 things!
Homeowners insurance covers the hazards that most homeowners face—from fire to theft, storm damage to accidents on your property. When a loss occurs, you will file a claim with your insurance carrier and you are compensated for the expenses, minus any outstanding deductible amounts.
Insurance also covers personal liability exposures, to protect you from many situations that could lead to lawsuits from others.
For instance, if someone slips and falls in your home, or is injured somewhere on your property, you can be held responsible. Liability coverage is there to protect you.
You could also potentially need insurance to protect you from having to pay for:
When you come to ISU Stephen B. Marvin Insurance you're working with a professional that strives to protect you, your family, and the home you share.
There are many things about insuring a home that most consumers aren’t aware of. We are here to make sure you avoid potential problem areas, including: